Welcome ladies, gents and fellow flea marketeers to the final Part 3 of my Q3 2025 Flea Market Forecast. Today’s hot topics – Trump’s attempt to fk the Main Street’s Certificate of Deposit Wealth Effect by bullying the Federal Reserve, Trump’s Operation Warp Speed enabled adventure into all things Thiel’d A.I., the impending Single Family Home/Real Estate reset now underway, and SOOOO Much More!!

But first, a quick recap of recent media fear inducing events that didn’t quite happen – The economic crash that was forecast by Q2/Q3 due to the tariff turmoil in Q1, only to fizzle out and burst to record highs in Q3; and the ongoing nuke hissy fit between Nut&Yahoo and Iran with a heaping helping of US Bunker Bomb intervention, finally getting us into World War III. Damn, that was close. Or was it? Hmmm, was I the only one to notice that during the entire week or two of highest global drama that here in Southern California, gas prices at the pump NEVER budged a cent! WTF?! 

Previously, no matter the administration, any any any media mention of middle east tensions that could effect global oil supplies IMMEDIATELY generated a jump in gas prices that would stick around for at least a couple of price gouging weeks. Who gave the order to Big-Oil to stand down on fear exploitation? The fact that pump prices were NOT rising here in So Cal while Trump/NutNYahoo/Iran tensions were escalating by the second, gave me a weird sense of comfort, secure in the likelihood that we were under yet another smoke and mirrors psy-op, this time to the benefit of BB Monster Yahoo and his obsession with Iran’s nuke ability and the complete eradication of all things Palestinian.

One things for sure, kids, we are not likely to have any long periods of lullaby moments for the rest of our lives. That’s a social/economic forecast you can hang your hat on. The sooner you embrace that, the sooner you’ll be able to roll with whatever the testy toad and/or black swans on the horizon have in store for us Main Street pee-ons* and Flea Marketeers on the one hand, and Wall Street/Big-Tech Neo-Feudalists on the other. Heh heh heh. Oh yeah, this shit cuts both ways! That is cosmically guaranteed!

The Main Street Fed 4% Interest Rate Wealth Effect on Certificates of Deposit? Nice while it lasted.

No doubt about it, Trump’s allegiance is not to his MAGA base, nor to the Main Street small businesses that hire the majority of labor and are what truly makes America great, but to his good ‘ol buddy boys on Wall Street who beg and plead and lobby the testy toad to nudge us pee-ons* into uncharted financial investments that most know nothing about due to our human innate aversion to managing our finances for the long term future. Behavioral Economics. Big Finance knows and exploits our very predictable behavior exceptionally well!

The day that Fed Chair Powell was giving hints as to the direction of future interest rates in Wyoming, I was at my local credit union opening another CD at 3%. I mentioned to the teller that I was hoping the Fed would not lower interest rates anytime soon, as I really really missed the wealth effect I was experiencing when the Fed began raising interest rates to 5% in 2024. Woo-Hoo!! She mentioned I was “not alone”. I asked her for a ball park as to the percentage of her customers who feel the same way, who feel that higher interest rates on their plain vanilla, non-speculative CD’s are a bit of a financial boon to their households. Her answer, “all of them”. So, whether at 3%, 4%, 5% interest rates… “all of them”. Yet, President Toad feels strongly that the Fed has a duty to lower interest rates to one or two percent so that his Wall Street buddies can get back to speculating with cheap government/treasury taxpayer money.  And most recently, he’s given Big-Finance access to suckers, er, uh, pensioners, 401k retirement accounts by removing some regulatory guardrails. Owwww, the toad appears to be getting closer and closer to Wall Street’s wet dream of privatizing Social Security! Fk that shit!

In 2024 when the Fed interest rate went to 5%, much of the “dry powder” sitting on the retail investor’s sidelines immediately moved that cash into less speculative, safe as milk certificates of deposit at their local banks and credit unions, especially with the uncertainty of the economic effects of trump’s tariffs looming on the horizon. The tide went out of Wall Street and retail brokerages like Charles Schwab. Now, Trump’s attempt to lower the Fed rate to one or two percent is guaranteed to reverse that outgoing tide back into Wall Street financial “vehicles” in search of higher returns, especially since those Wall Street entities have had plenty of time to gear up their marketing to lure those retail accounts back into speculative “income generating!”,smoke and snake oil products, thanks to Trump and a boatload of bankster lobbyists. 

That being said, it is my great hope that Fed Chairman Powell and the Fed’s interest rate voting board will have the legitimate reasons they need to not only NOT lower interest rates this September or before Powell’s term ends in May 2026, but to actually RAISE interest rates due to the metrics they monitor suggesting an increase back up to 5% will keep employment and inflation in the near term target, sweet spot they monitor… and just maybe make trump’s head explode in response, at least until he finds a suitable toady replacement for Powell. 

I know I speak for many on Main Street and many Flea Marketeers and maybe even some MAGA’s, the Wealth Effect we took for granted, that began to deteriorate and head for zero % in 2008 at the end of Bush/Cheney and all through the Wall Street friendly Obama administration; that resurrection of passive income generation that we continue to experience is highly welcome. From a Seeking Alpha/Investing Experts post on 8/22, “… retirees face income pressure from rate cuts”. Thank you for the lack of Wealth Effect confirmation! I’m filing the Toad’s threats to Powell under, “Trump Fks His MAGA’s”.

I attribute the ability of the disposable income demographic that I serve, that keeps spending money on my vintage flea market vinyl and weirdo wares, in some measure to that continuing interest rate Wealth Effect. Trump’s insisting and pressuring the Fed that it be taken away by lowering interest rates to accommodate Wall Street’s speculative ambitions, just like his arch enemy Obama did, will not reflect well on him in the long run. His excuse that lowering interest rates will lower home mortgage rates, thereby stopping the decline in sales of single family homes… Hoo-Haw!!!! Pass the fried Toad Turds, please. I feel a Toad Token and junk bond binge coming on just before the crash!

Restoring the American Dream of Home Ownership. It’s AFFORDABILITY, stupid!! Not Interest Rates!!!

I’ll tell you, it’s times like this that I feel like Bugs Bunny living in a world where one of every twenty people is an Elmer Fudd clone who not only wants to kill you, but eat you! Where do all these brain deads come from? Sadly, it seems to me that the closer a person is to selling real estate and/or in many cases, the closer they are to local city/county politics, the more they are in willful ignorance denial as to the real reason America is experiencing a housing and homeless crisis while keeping the American Dream of home ownership out of the reach of all but the most well off – Affordability. 

As Trump was just beginning to settle in to his second term, a January 2025 Epoch Times headline caught my attention, “Trump Orders Emergency Price Relief for the US Housing Market”. Whoa! “Price Relief?!”, as in affordability?! Hot Damn!! “The (presidential) memo calls for government agencies and executive departments to deliver “emergency price relief” to citizens. This includes pursuing actions to bring down the cost of housing and boosting the housing supply”. Hmmmm. Ok, cute, “bring down the cost of housing”, sounds great, but it only took a second or two to notice that absolutely NO MENTION was made addressing the Wall Street/Private Equity, covid era spending splurge on single family homes (SFH) throughout the USA that’s the main friggin reason we have unaffordable housing! The wind went out of my sails faster than the Covid QE, low interest  money went into single family homes. “Pursuing actions” should have been followed up with a list of actionable options being considered. Alas, more empty PR puff and yet another Toad attempt at managing the media’s and MAGA’s perceptions. 

Currently, households in big cities USA have blown right through the previous decades of an average of 30% of monthly budget going to housing expense and is now approaching or exceeding 40% in our most desirable big cities. According to the land use economist, The Antiplanner, “Under standard mortgage rules, people shouldn’t spend more than 30 percent of their incomes on housing… housing is affordable when and where a mortgage costs less than about 25 to 27 percent of income.” Unfortunately, labor’s wages and household incomes are not keeping up with the increase in housing expense, indicating it’s getting harder and harder for households to make ends meet as many of my fellow flea marketeer vendors and customers will attest too. Something has to give! Either home prices drop like a rock until mortgage payments/rents no longer exceed 30% of home income (my forecast) or Main Street’s wages/salaries/income increases at least at same rate as housing expense. Good luck w that! 

This predicament all comes down to plain old housing affordability by way of a SFH real estate market currently rigged to favor the rent seeking models the private equity funds use to influence the direction of housing prices by strategically buying up housing inventory in desirable areas and using predictive pricing models (YieldStar) to spiral rents and property values higher, not mortgage interest rates that are well within historical norms!! Reviewing some of the plentiful data, it seems mortgage interest rates have rarely been a deterrent to single family home sales as much as Home Economics 101, housing affordability has. This is the dirty little secret Trump, a real estate investor who thrives on low interest loans, would rather his MAGA’s never know. 

Concerning mortgage rates not being the problem, The Antiplanner also references the 1980 Fed Chair, Paul Volcker, tasked with bringing historically high inflation rates back to earth by sending the fed rate off to the moon! “The reduction in interest rates since 1980 has made housing more affordable”, and since then averaging between 6% to 7%, not much different than today’s rates. He continues, “The picture changes when looking before 1980. Housing was quite affordable everywhere in 1950 and 1960. In fact, it was more affordable in 1960 despite higher interest rates because incomes had grown faster than housing prices.” What was that?! Incomes growing faster than housing prices??!! Wouldn’t that be nice?Thank you for the confirmation! Like I was mentioning in Q3 Part 2, “hey boss, about that raise…” 

For another once upon a time price to income affordability confirmation, “How Housing has Changed since 1960“, “In 1960, approximately 68 out of 100 Americans could afford a home, but now only around 43 out of 100 can afford one.” Which seems to make the case and imply the question: if one third less Americans can no longer afford home ownership in 2024 vs 1960, just who, or what, is buying/owning those homes? Some entity/entities certainly are! Hmmm, perhaps this gives weight to the argument that just maybe SFH should be managed like a utility and not be managed by the easily manipulated, often effectively un-regulated, Mr Free Market. If home prices in any given district USA were mandated to not go above a set percentage of the prevailing household income for that area… hmmm, that could be interesting.

Ladies and gents, let me make this crystal clear; until the affordability issue is resolved by something as mandated policy simple as, “Housing is for US Citizens, not for Wall Street speculation, not for foreign entity spec”, all the quick fix band-aid, faux solutions like Trump’s suggestion of lowering mortgage rates by lowering the Fed’s interest rates ain’t gonna fix shit and ain’t gonna undo the pricing distortions that the confluence of wealthy Wall Street and big business private equity entities have had on the American Dream of SFH ownership, PERIOD! And neither will these faux-fixes have any meaningful effect on addressing our homeless crisis. The two go hand in hand, something many/most in the real estate industry would prefer never to mention. Much more access to the 1960’s era of home affordability mentioned above, equals much much less homelessness amongst our citizens. How’s that for an economic equation?!

These neo-feudalist aspiring, price gouging entities, who were greatly enabled by the Biden era’s Federal Reserve when it initiated the Covid variant of magic money Quantitative Easing that flooded their pockets with lowest of interest, EZ money, were once again being allowed and enabled to use a crisis as a buying opportunity. Same as it ever was. Meantime, every person on the planet was being feared into “deadly disease”, “shelter in place” conformity and looking only where they were being media directed to look. Access to low interest rate loans by massive private equity funds like Blackstone (NOT Blackrock!) that bought hundreds (thousands?) of single and multi-family properties in cities showing lots of price gouging potential, is what got the unaffordable housing party going.

“By 2022, large investors were buying more than one in four single family homes sold in the US”, claims the 2024 YouTube expose, “The Real Reason You Can’t Afford a House”. Much of those trillions of Covid QE dollars were spent cornering much of the single family homes and multi-family apartments in big cities throughout the USA. It seems the largest property management entities – Invitation Homes, Progress Residential, Amhest Holdings, First Key Homes, Asuburis (?) Capital Management, Tai-Con American Homes… all claimed their own territories throughout the US, effectively creating a degree of monopoly control, and all exploiting control of their respective markets to flex their rent seeking, raise rents accordingly, business models (YieldStar?!), thanks to easy access to low interest loans. Trump being a real estate property developer for much of his life, naturally luvs low interest loans, hence his hissy fit with Fed Chair Powell for resisting the toad’s wishes!! Pretty friggin obvious, yes?

What’s especially interesting, if these entities can keep their rents high and their properties looking good, it has the effect of raising all the property values in the vicinity of their rentals. Magic Property Appreciation! And few complaints from real estate agents and the small time, property management operators watching the value of their properties going along for the ride. And before you know it, that rising real estate tide floats all local home prices to the happy land of… Main Street unaffordable. WTF?!. Whatcha gonna do now, Main Street? Demand access to a 2% home mortgage loan that’s still gonna gobble up forty going on fifty percent of your monthly income? While you’re at it, I’ve got some lovely, stinky, Arkansas swamp property you might want to have a look at. 

But let’s back up a bit. Back at the end of 2008, while Bush/Cheney were scouting for a suitable rock to slither and hide under as the housing and mortgage markets went into free fall along with the failed Iraq/Afghanistan wars, president elect Obama made Robin Hood to the rescue promises to all the millions of underwater home owners that when the smoke cleared on the housing crisis, they would have first rescue rights to stay in their homes with affordable terms set by his administration. “Hope and Change!” Oops. Not so fast. For some weird reason ($$$$?!), Obama did a sleight of hand which More Perfect Union described as, “a housing recovery without a home owner recovery“, which let aspiring private equity, Wall Street finance entities have first property management dibs on most of that bad paper, effectively giving them 90 to 95% of those under water mortgaged homes. 

Yep, Mr. High Hopes and Pocket Change Obama not only fkd all those underwater home owners by reneging on his pre-election promise to save their home ownership and keep them in their homes, but also drove the knife in deeper by giving sleazy, greedy Wall Street private equity, that once upon a time wouldn’t touch SFH property management, uncontested (?) ownership to those homes. Those who suggest Obama was our greatest president might want to reconsider the damning evidence to the contrary, unless you mean the greatest president in service to the Wall Street and globalist elites. Grrrrrrr! How he escaped righteous indignation, x-home owner anger and revenge amazes me to this day. (Hmmm. Russiagate?!! Heh heh heh. Maybe he hasn’t!! Link to Taibbi /Racket)

Post exposure of the kinda sorta failed WHO/WEForum/CCP Covid Coup, I think American citizens are much more savvy that once Wall Street/global private equity firms espousing, “yuval own nothing and yuval be happy as Harari”, neo-feudalist ambitions enter the scene, it ain’t long before “we’re all fkd” unless we do something NOW becomes mandated “Homes are for People, not Speculators!” obvious. “It’s almost a captive market,” said Jordan Ash, director of labor-jobs and housing at the Private Equity Stakeholder Project. “They’ve been very explicit about how people are shut out of the homebuying market and are going to be perpetual renters. By 2030, the institutions may hold some 7.6 million homes, or more than 40% of all single-family rentals on the market, according to the 2022 forecast by MetLife Investment Management.” Does, “I owe my soul to the company store”, sound T. Ernie Ford familiar?

Now, add to this pre-meditated situation the new/old fangled, high frequency computer algorithms designed to silently rig the “free market” system to the Wall Street, corporate landlords favor, now with the full, whole hearted endorsement of the old school, Main Street ma and pa landlords mentioned above. Every landlord/property manager, whether corporate or local Main Street, gets to ride the YieldStar/Real Page algorithmic exploitation of this rigged rental market, that not only drive up rents, but local big city/little city housing prices as well! “Yay!”, say the speculators and complicit city managers and elected city oaf-ficials who benefit from the increased tax windfall. “The wonders of unregulated, free market capitalism just doing their perfectly legal (?), exploitation thing and there ain’t nothin you impoverished pee-ons* can do about it!”, says the private equity, price gouging pricks. Oh yeah? Well, how about we the uppity pee-ons* let yer good buddy, Mr Free Market, do the long overdue, cyclical reset of housing prices for us, Mr/Ms Smart Ass?! 

How many cracks does it take to structurally crash a housing market? It seems we’re about to find out.

In July of 2025, Reuters reported, “The inventory of unsold homes on the market increased to 511,000 units, the highest level since  October 2007, from 505,000 in May. At June’s sales pace it would take 9.8 months to clear the supply of new houses on the market, up from 9.7 months in May. The inventory glut is weighing on new house prices.” This unsold inventory of homes is likely the result of the combination of many smaller cracks patiently making their presence known. 

For starters, over the last couple of years, several tenants/organizations have opened class action law suits in several states to take a closer look at this YieldStar/Real Page, “predictive pricing”, algorithmic exploitation and the property management entities using/abusing it. Will the outcome of this exposure of (illegal?!) computer generated rent increases, and the rise in home prices that follow close behind this real estate/landlord circle jerk, come to a grinding halt? If the YieldStar price gouge is “cease and desisted” across America, what will be the effect be on SFH sales when the taint of computer subjugation has been (temporarily) removed from the housing equation? When home prices begin to drop in earnest, so will rental prices. Will that force private equity to either reduce rents to compete or sell their potentially stranded underwater asset at a loss? Is that a ray of sunshine in the butt crack of un-affordable housing I see? Unless of course, Trump does his own Toad QE specifically for his buddies at Private Equity, Inc. to subsidize their spec gone wrong.

Next is the question as to the effect of rising home owner insurance rates contributing to un-affordability, assuming coverage is even available due to the rising home values and increases in risk from fire and flooding forcing many insurance companies to abandon previously semi-lucrative markets because the payout is now financially prohibitive. Will the mortgage insurance industry start the next housing crash? If prospective buyers of single family homes can’t get insurance, at what point will that negatively effect demand for SFH’s? “Sorry Mr/Ms Potential First Time Home Owner, but the lender ain’t about to lend if the asset you want to insure can’t get the required insurance. No Sale. Nothin personal.” How much will this lack of insurance availability contribute to the increasing slack in home sales and further open the cracks in SFH un-affordability? As of July 2025, the housing market was already stalling all over the USA for several consecutive months. And if coverage is available, is it affordable? KNX News radio reported, “Home Insurance premiums up 20-40%”, as of October 2024. Home prices must drop before insurers will re-enter the market and justify the risk that goes with the policy coverage. This is EZ Actuarial risk math. Something has to give.  Either home prices drop like a rock or wages/salaries/incomes increase at least at same rate as housing. Good luck w that. 

And then there is the still unknown effects on rental housing due to Trump’s aggressive deportation of potentially “millions” of illegal immigrants who were previously renting those now vacant units. Recently from Pew Research, “After more than 50 years of rapid growth, the nation’s immigrant population is now in decline… By June, the country’s foreign-born population had shrunk by more than a million people, marking its first decline since the 1960s.” I suspect Field Marshall Miller is gloating. Will there be a vacancy vacuum in immigrant favored cities created by his deportation policy, and, if so, will it be temporary, or will it be around for a while? 

The Economic Policy Institute reports, “Deportations sharply reduce the supply of labor, threatening the ability of employers to generate revenue and pay for business expenses like rent, machinery, and even the labor of any remaining workers. Immigrant labor supply will fall because immigrants tend to have high employment rates, so arresting, detaining, and removing immigrants from the country removes people from the workforce.” And it also removes immigrant renters from their units! Will it be enough to nudge corporate and Main Street landlords to lower their rents accordingly due to the increase in rental supply and decrease in demand? Will affected landlords sue FM Miller for unpaid rents due to deportation of tenants? Will Grusom Newsom propose filling those vacant units with un-housed homeless? 

Some possible welcome relief to the un-affordable stalemate grid locking home sales comes out of MAGA’s left field via Georgia Rep, Marjorie Taylor Greene, with her proposed legislation, the ‘No Tax on Home Sales Act’, “a bill that would eliminate the federal capital gains tax on the sale of a primary residence.” It’s being presented, “as a pro-homeowner reform, the bill aims to free up inventory by removing what Greene says is one of the biggest disincentives to selling: the fear of handing over a large chunk of profit to the IRS”. Owwww! The icky IRS! “The No Tax on Home Sales Act would eliminate the federal capital gains tax on the sale of a primary residence… The goal, she explains, is to make it easier for everyday homeowners to sell without losing a portion of their profits to the IRS. In doing so, she believes it could also help ease housing shortages by unlocking inventory that’s currently sitting off-market due to tax concerns. At the heart of the issue is a tax policy frozen in time.”

Apparently, the “frozen” reference is to the 1997 U.S. median home price of $145K, as the point of reference used by the Clinton administration with no accounting for future home price appreciation! STOOOOPID! Adding fuel to the future fire was Clinton’s repeal of Glass-Steagal that allowed the speculative, investment banksters the opportunity to slowly let their proprietary computer software figure out some nifty ways to make previously despised, pee-on* property management, financially appealing.

One last critical area of crash concern (still off most people’s radars, but that has never left mine since Ed Dowd, etc, began noting it back in 2022) is the documented, year on year, ongoing 6% to 10% increase in people dying (aka, excess mortality) in the USA/EU that began, coincidentally (nod nod, wink wink) in early 2021, the same time the introduction of Mr Toad’s/Franken-Fauci’s/Pie-Face Gates Operation Warp Speeded covid jabs hit the streets. In May of 2024, life insurance industry experts were commenting on the unusual rise in excess mortality that began at the end of 2020, noting “There is excess above the baseline. These were periods when we were seeing deaths that were higher than we expected. This is monthly data. In December 2020, it was 41% higher than it was supposed to be. September 2021 was a weird month for that, as it was 39% higher than it was supposed to be. But luckily in 2022, it declined. But you’re still in this 10%, 12%, 11%, 14% in December 2022. These are big numbers, these are very stable. Recently, in 2023, it’s been more like 6%.” Unfortunately, exploring the most likely cause of the mysterious increase in excess deaths was not part of the discussion.

What effect, if any, will this potential reduction in SFH buyers from excess deaths across all age groups (assuming), on the one hand, and the increase of SFH’s due to vax deceased owners, on the other, have on the future sales of single family homes? 10% a year here, 6% a year there. Will supply soon be exceeding demand, leading to a slow, crack by crack, price crash?! Is the cancellation in life insurance policies and/or increases in life/health insurance premiums for covid vaxxed coming soon, concurrent with a steady drop in SFH prices?! What’s an insurance company actuary to do?

And then along comes the Testy Toad Trump, threatening to ask some long overdue, covid vaccine questions like, “Just what the hell is going on around here??!!” …

Previous to Labor Day, September 1, 2025, going all the way back to the 2024 campaign trail, Trump appeared to have been desperately trying to quietly Memory Hole (nothing to see here, kids! Keep moving!) the pain and suffering of that massive mRNA, Emergency Use Authorized “vaccine” mistake that led to the increase in excess deaths, an issue I wrote about back in January. Interestingly, on Labor Day, Trump had done the unexpected and announced his willingness to explore the possibility that he may have been wrong about following Pie Face Gates’ advice and opening the OWS window for approval of an experimental, mRNA gene therapy jab (aka, “vaccine”) that eventually fucked up millions… yes, millions, of unsuspecting people, as Steve Kirsch’s post below details.

Many of these well intentioned people, many who are currently home owners, just went along for the adverse event ride, believing, due to a wickedly misleading, government/pharma, guilt inducing advertising campaign, that they were doing the right thing. “Ya wanna see yer Granny again? Then get jabbed, you hesitant, anti-vax piece of shit!”, paraphrasing Howard Sperm, Thom Fartmann, etc. U.S. Labor, that included Federal employees (mysteriously, except those at the tippy top) and employees of large corporations, were “no jab, no job!”, bully Biden mandated to be a part of the guinea pig proceedings. I find it very auspicious that Trump’s OWS oops announcement was made on Labor Day. And for me, the Akashic Records timing of this couldn’t be more perfect. I intended to publish this post days before Trump’s Labor Day surprise! For all of us who have been long down the Covid Coup/Vaccination Habituation rabbit hole, in many cases years before the Plandemic was exposed, Trump’s reconsideration is likely to be a game changer. Often, just before and/or concurrent with the increased deaths come the increased “civilian labor force” disabilities.

The Life Insurance industry monitoring the sudden increase in excess deaths, just like the Bureau of Labor Statistics has been monitoring the concurrent spike in labor disability claims that I highlighted in my 2025 Q3 Part 2 post, neither of these have gone back to pre-covid, 2019 levels. Interesting. But thanks to the latest deep dive on vax death revelations by the data dude, Steve Kirsch, it doesn’t look like excess mortality will be reverting to those pre covid vax levels anytime soon. Now, applying these death stats to our current real estate housing market, if Mr Free Market had his way, sans private equity, shouldn’t less people mean less demand on housing? Plain vanilla, actuary death math, anyone? The mRNA vax damage to people, and perhaps to housing, ain’t through being done.

“Covid vaxed deaths – New analysis of the Czech COVID vaccine data reveals that the mRNA shots were deadly for all ages. They should be pulled from the market.” Who knows, maybe this Kirsch post was Trump’s tipping point on OWS re-consideration. According to Kirsch’s analysis of the Czech data, the average excess deaths across all age groups were 23%!! Yikes! Yes, that is just a “bit” higher than the 10% (average) excess deaths the U.S. life insurance companies had been estimating from their data since December 2020. To me, that suggests a National Security Issue of immediate concern, but what do I know? Regardless, as this excess death increase continues to play out in ALL the covid mRNA vaxxed countries, and will likely not revert to the pre covid vax levels for the next several years, again, what does this suggest for the supply of housing in the U.S. in the near future? A moderate increase in supply, concurrent with a moderate decrease in demand, as the ticking time bomb “clot shots” do their vein/artery blocking thing, slowly adding it’s “crack” in the foundation of un-affordable housing? Is it possible that this solid Czech, covid vaxxed data base will finally expose the Fauci/Gates/Hotez fantasy of “safe and effective”, “life saving”, bull shit for the ideological, quack crap that it is? Or will the willfully ignorant, vaccine true believers continue to line up for their next scheduled “clot shot” booster? Heh heh heh. Unlikely if they’ve read this far. And now even more unlikely if Trump and HHS look a little more closely at Pfizer and Moderna’s covid vaccine “safety” data. Hmmm. This might be a great day/time to consider some short positions.

Alas, one last alarming de-pop trend also suggesting covid vax causation is the documented decrease in birth rates across America and the EU and infertility in American men and women. Adding these to the combined crash cracks mentioned above:

– The possibility of the YieldStar lawsuit putting a cease and desist on property management rental price gouging, that effectively removes these computer generated pricing distortions from the housing rental market

– The effect of rising home owner insurance rates, if available, contributing to the un-affordability of SFH

– The still unknown effects on rents and rental housing due to Trump/Miller’s aggressive deportation policy creating an increase in vacancies

– The Life Insurance Industry data documenting the continuing trend of excess mortality/increase in annual deaths, adding homes to the housing market, eventually overtaking demand, that began in early 2021, coincidentally, with the rollout of the gene therapy jabs, the “mysterious” phenomenon that continues as we speak.

In ten years time, will America wind up like Japan with an abundance of affordable, cheap housing due to the confluence of concurrent crash inducing cracks from all the events mentioned above? Keep yer eyes on those cracks in housing un-affordablity, kids! Hopefully the eventual damn burst of over priced housing will be big enough to sweep the Wall Street, private equity enablers deep underwater and drowned out of the SFH market for eternity, while restoring the current mirage of American Dream home ownership back to a tangible, turn key, affordable reality for Main Street employers and employees, and all us hardest working Flea Marketeers! Fingers crossed as Mr Free Market does his cyclical, disruptive dance!

Using A.I. and American Social Credit Rewards to manage a possible MAGA Mutiny and to monitor our behavior preemptively? 

In the works? Absolutely! Still has a long way to go? Likely. This entry will be refreshingly short as it is such a wild card with possibilities that can go in any one of a number of directions. That being said, who needs CC Xi Social Credit scoring commies when ya got in-house, American made, social media data vacuums competing against each other to see who will create the most effective, the most useful, the most socially enslaving digital application out there? Neo-Feudalism anyone? This could make the possibility of managing a potential MAGA Mutiny especially challenging. Perfect!! Even better? How about throwing a little human monkey wrench into the works and query different A.I.’s on how best to subvert/destroy each other and following their instructions to do so?! Ha! 

Personally, what I liked best about Trump’s Big Bullshit Bill was that his attempt to indemnify Big-Tech from the side effects of unregulated A.I. exploration at taxpayers expense, got thrown out of it! Yes!! A digital bullet dodged! For the time being. The people spoke, and for once, our elected officials listened and got that piece of Palantir bullshit removed from the bill!! I’m sure that the exposure of the Covid Coup’s attempts to insert a CCP style social surveillance system on us uppity, privacy loving Americans during those wonderful covid years, also had much to do with the removal of no regulations, Section 230 style indemnification on A.I./Big-Tech from the BB Bill.

Much speculation has been spent wondering if The Great Trump/Big-Tech A.I. Reset has already begun due to backdoor mechanisms that were put in place in first term Trump’s, Operation Warp Speed. Both Whitney Webb and Catherine Austin Fitts have written much about this. The suspicion is, “You will Operation Warp Speed towards CCP Social Credit Score, 24/7 “Control Grid” surveillance and be happy, digitally enslaved Americans who own nothing and rent EVERYTHING!” Sounds like something CC Klauwn Schwab would have said. YieldStar’s rental price gouging exposure appears to be one of many seen and unseen, Big-Tech beta tests in it’s quiet nudge to impose it’s Neo-Feudalism aspirations on the entire world . And the way things are getting more and more expensive, and in the case of housing, un-affordable, the “you will rent everything”, globalist goal sounds about reich, as does the suggestion that the ultimate goal of an American Social Credit Reward system (sorry Luntz, Lakoff, “ASCR”, I got this one coined!) is to gently enable Palantir 24/7 behavior monitoring, guilty until proven innocent, “preemptive policing” on a national scale. Step aside “preemptive pardons”!! I see Hunter’s getting n-n-n-nervous.

Regarding the Testy Toad’s ultimate ambitions, in April 2025, C.A. Fitts has this to say to UK Column News, “I see the trump admin moving very quickly to build the control grid and to plunder the United States, so I don’t have a lot of hope… We’ve had a financial coup going on since 1998 (Clinton) and the Going Direct Reset (central bankers digitized currency etc) is simply the next phase.” Personal opinion, President Bill Clinton had as much to do with Big Finance’s ability to exploit, plunder and cripple U.S. citizen taxpayers as the English East India Company had plundering, looting and damn near destroying India. When the ripples finally settled, no part of the globe was left untainted. But I digress, she continues…

“One of the things you need to build the control grid… you need to change the fiscal policy from being run by congress to being run by the bankers and what you do to do that is you fire the civil service (step right up, Trump – Schedule F?!) and you replace them w corporate contractors who can then basically ignore congress. To me, that switching of control of fiscal policy into the hands of the banks is part of the coup.” Corporate contractors?! Hired to do the jobs our U.S. government is prohibited by law from doing?! Like “predictive policing” Palantir being given the chance to manage “Control Grid” social engineering experiments for the U.S. government??!! Would Trump do that to his faithful, loyal, all trusting MAGA’s? (heh heh heh… shhhhh)

On the other hand, Trump could simply want to use an ASCR system to screen MAGA’s for those who meet his personal MAGA Militia criteria, which he might have reason to activate in mid 2028. Yesiree, ain’t we got fun?!

We also have Big-Tech’s “yes” boy, Vice President J.D. Vance adding his voice and Thiel mentorship to the big-tech choir in the White House, endorsing Ellison’s Stargate venture into the A.I. and mRNA unknowns, plus Trump’s digital Trump Coin merch suggesting his eventual push to explore a digitized U.S. dollar before BRICS gets to be much more of a threat. Surprise! The dollar has already been digitized, but you can read about that in Lyn Alden’s “Dirty Money” or subscribe to her free/pro service to find out more. Her investment street cred has been speaking for itself for years now. Short term, until the end of 2026, she does not expect any full blown market crashes. Her recent August advice, “around the margins, I am remaining liquid and unlevered and becoming slightly more cautious on US equities, with heightened uncertainty for the next six months unless or until I see something that would offset current tariff policy. More money is lost by people trying to prepare for recessions than in recessions. However, there are times to lean in with conviction and other times to remain flexible, and I view this as a time to remain flexible.”

As an aside, over the years I have found that those who actually are responsible for managing other peoples/institutions money, typically have much better economic forecasting abilities than the mainstream media, online and academic “economists” do. When Lyn speaks, I listen. Jeffery Sachs, is another recommend esp for macro trends. Back to Trump…

The surveillance addition to our digitized dollar is what is still being worked out. A CBDC coming soon? From my experience at the flea market frontlines and feedback from shoppers from all income brackets, and from all over the U.S. and from all over the friggin world… “Cash is King!” is still the strong preference, more so with the older shoppers than with the youngsters who seem to prefer digital (indoctrination) until the very public embarrassment of being overdrawn on several debit/credit cards and/or bad internet connections at a flea market make a transaction impossible to complete, which sometimes includes an “out of internet service” ATM! “Oops. No cash? I guess you won’t be able to buy that soul satisfying impulse item you just realized you can’t live without. Maybe your friend has cash!” In the event of a power’s out emergency for any length of time, these kids are fkd! Heh heh heh, and I’m not hesitant to remind them of that! The Great Solar Reset, anyone?!

On the Red Light “Warning!” front, Trump’s recent Executive Order requiring every U.S. citizen to get a Voter I.D. to participate in federal elections seems a likely Palantir “gateway” baby step in the eventual creation of an American Social Credit Reward system, now that Palantir’s (?) suggestions were removed from Trump’s BB Bullshit Bill. I’m suspecting it will be a mandated Federal Digital I.D. I’ll be watching the progression of this closely.

And don’t forget, A.I. robots don’t buy stuff. They don’t rent cars, houses or apartments. They don’t eat. Nothing happens in a mercantile/capitalist economy until something is bought, sold, rented or traded. A.I. robots don’t contribute to any consumer sentiment data. A.I. and A.I. robots taking over, replacing us uppity, very American humans? Hoo-Haw!! There is definitely much potential for mischief here, but I still find the A.I. hype extremely overrated! All this digitized, electronic shit does have an “off” button. Try using it from time to time. 

Until my next flea market forecast – buy selectively, discount accordingly and proceed w caution.

Oh yeah, Pee-on*, what the elites thoroughly enjoy doing to wee wee the pee-ple. Not punny!

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Dismal Dave Lancon has spoken. Copyright © September 2, 2025. All rights reserved. 

PS. I don’t do un-social media, but if you’ve enjoyed and/or learned sumthin from this post, please share it w ALL your social media buddies. Greatly appreciated! See ya at the Fleas!